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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Quick, simple and supportive

From the application process to using the app, Zopa is brilliant… if I could give them more stars ⭐️ I would! Reviewed on: 15th January 2023

Great credit card option

Easy and quick application, excellent APR rate and card delivered within days..! PIN provided when you activate on the app Reviewed on: 15th January 2023

Best credit card

You pay no charges when the card abroad and the exchange rate is good. Easy to manage through the app. Reviewed on: 15th January 2023

Best credit card ever

The app is great very straightforward and easy to use never let you down and exceptional customer service with patience and care. Reviewed on: 15th January 2023

Reliable and transparent

Customers care specialists as I always get the required results whenever enquiries are made concerning my credit cards account Reviewed on: 15th January 2023

Easy and great app

Very fair and easy to deal with very easy app and payments update in minutes Reviewed on: 15th January 2023

Zopa services is very good

Zopa services is very quick and easy Reviewed on: 15th January 2023

Great features

Having got the credit card, I like the option to create a credit cushion while still having the same limit. Very helpful. Reviewed on: 15th January 2023

Easy to use app

Helpful and friendly with an easy to use app Reviewed on: 15th January 2023

About Zopa

Simple reliable and easy to use service. Recommended. Reviewed on: 15th January 2023

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