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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Really pleased with my credit card

Always informs me and also asks before increasing credit Reviewed on: 15th January 2023

Helpful and reliable

Never had a problem with Zopa excellent provider Reviewed on: 15th January 2023

Zopa

Zopa is very good bank,low percent rate pr Reviewed on: 15th January 2023

Best ever

Very quick and v tu good no issues with this company Zopa is really goid Reviewed on: 15th January 2023

Zopa credit card

I got this credit card easily and it has a great app I've started saving and if u follow there suggestions you . Can build your credit score . It easy to use and an excellent service. Reviewed on: 15th January 2023

I loved

Easy to use , simple menu good lots of options Reviewed on: 15th January 2023

Brilliant

Easy to use. Let’s you know about your credit score and gives you handy tips on how to improve your credit rating Reviewed on: 15th January 2023

Excellent

Zopa took a chance with me, my credit rating was poor, and I was delighted when I was approved for a card. My rating has gone up! And it's a credit limit I can manage as well Reviewed on: 15th January 2023

Credit card app

Easy to use and manage via the App, keep up to date with tools to help manage your credit score Reviewed on: 15th January 2023

Excellent services

I never regret using their services. Reviewed on: 15th January 2023

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