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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Top rates

Rates manageable, app easy to use and understand. Reviewed on: 15th January 2023

Fantastic card

The card is simple to use and checking the balance is so simple with the zopa app Reviewed on: 15th January 2023

Great we card with a nice layout

Easy to use and great layout would highly recommend Reviewed on: 15th January 2023

The best credit card company out there

Love Zopa, what a breath of fresh air this company is. Fantastic customer service! Great app to use , increased my limit without hassle. A joy to deal with. Forget your old school banks they suck. Guys well done for your forward thinkingness. Reviewed on: 15th January 2023

Great customer service

The company shows a keen interest in supporting customers Reviewed on: 15th January 2023

Customer service very good

Excellent customer service and helpful Reviewed on: 15th January 2023

10

Happy with Card and Helpful information Reviewed on: 15th January 2023

Very good

Quick and easy acceptance, very helpful app Reviewed on: 15th January 2023

Best company

This company has very good process for application,very straightforward Reviewed on: 15th January 2023

Service Excellence

Brilliant company. Efficient and easy to use with a fabulous app providing superb customer support and fantastic, straightforward access to other company products and opportunities. Reviewed on: 15th January 2023

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