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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service highly recommended

Great service highly recommended Reviewed on: 15th January 2026

Good service good communication

Good service good communication Reviewed on: 15th January 2026

Always fair and up to date great service

Always fair and up to date great service Reviewed on: 15th January 2026

Zopa has given me the opportunity when no one else h...

Zopa has given me the opportunity when no one else has, they started me of with a small credit limit to start and kept there word to grow my limit, I have received constant communication for all aspects of my account. Reviewed on: 15th January 2026

Great credit card app easy to use everything is expl...

Great credit card app easy to use everything is explained.glad i joined ZOPA Reviewed on: 15th January 2026

5star zoopa

Everything is strait forward and easy to complete and processes completed quickly Reviewed on: 15th January 2026

It's got everything you need with this card and...

It's got everything you need with this card and very easy to use and would recommend this to family and friends Reviewed on: 15th January 2026

Easy application process no hassle with documentation

Easy application process no hassle with documentation Reviewed on: 15th January 2026

good customer service, easy app to navigate

good customer service, easy app to navigate Reviewed on: 15th January 2026

More than.

I've had bad credit and zopa has put me on the road back.its more than a credit card. Reviewed on: 15th January 2026

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