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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

unreal

absolute brilliant company easy to use easy to get in touch the best Reviewed on: 14th January 2023

Mr

Am proud to be a part of zopa credit card they are the best Reviewed on: 14th January 2023

A great choice

I had never herd of zopa until I applied for my credit card . I give 10/10 for excellent customer service. Reviewed on: 14th January 2023

Credit card

Absolutely fantastic company so easy to deal with, every step clear and easy to use and the products they offer are second to none Reviewed on: 14th January 2023

Brilliant company!!

They are so good & thankyou for making a payment. App is so easy to use. Make you feel like they value your custom!! Reviewed on: 14th January 2023

Fantastic

First class service on applying for a credit card online for poor credit score less than a minute to be accepted! Very easy and non intrusive application form and checks. Thank you zopa Reviewed on: 14th January 2023

Great

Great company. Good service easy to use. What more could you ask for Reviewed on: 14th January 2023

Really a good card and easy to use

I like the card its easy to use nice service they gave ti customers Reviewed on: 14th January 2023

Easy and super fast to apply

Just needed a little bit of funding after Christmas. I didn't have the best credit rating but received a card with 3 days of applying. Best thing is that you can 'lock out' an amount for an emergency fund which is a really nice touch. Reviewed on: 14th January 2023

Zopa Credit Card

Zopa Credit Card is very easy to use and the app allows the card to be paid at any time. Reviewed on: 14th January 2023

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