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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,499 reviews, last reviewed 22nd Mar 2026
156000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app, great service. Good app, great service. Concise and neat Reviewed on: 22nd March 2026
Ali K's avatar
Ali K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43499)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Easy to use.

5
Easy to use. Simple to navigate around the app. Always clear and simple. Credit limit increases if you use card responsibly. Reviewed on: 15th January 2026
Len C's avatar
Len C

Zopa credit card I have good experience with friendl...

5
Zopa credit card I have good experience with friendly team always helps me Reviewed on: 15th January 2026
Monika Agnieszka Marques's avatar
Monika Agnieszka Marques

Aubrenlin

5
Good service and good company always helpful comps and respectful Reviewed on: 15th January 2026
Linda 's avatar
Linda

Excellent

5
Since being with Zopa I have never encountered any problems. Reviewed on: 15th January 2026
Ivan C's avatar
Ivan C

Zopa credit card

5
Never had any issues easy to deal with Reviewed on: 15th January 2026
Tina s's avatar
Tina s

Good service credit increases good

5
Good service credit increases good Reviewed on: 15th January 2026
Martin D's avatar
Martin D

Zopa Credit Card

5
I have nothing but good things to say. I haven’t spoken to anyone at Zopa so can’t rate the customer service Reviewed on: 15th January 2026
Wayne H's avatar
Wayne H

Good experience throughout and very easy

5
Good experience throughout and very easy Reviewed on: 15th January 2026
Shannon C's avatar
Shannon C

Zopa was easy to deal with.

5
Zopa was easy to deal with. Fast application and a good starting credit limit. They have a great app that helps you keep track of spending. It feels that they are there for us Reviewed on: 15th January 2026
Christopher W's avatar
Christopher W

Really happy with the service received and the Zopa...

5
Really happy with the service received and the Zopa App is really easy to navigate! Reviewed on: 15th January 2026
Victoria A's avatar
Victoria A

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