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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent

From start to finish quick and easy well happy Reviewed on: 14th January 2023

Best credit card ever

Very easy application and very useful tips to improve your credit score Reviewed on: 14th January 2023

An exceptionally clever way of using a credit card.

A straightforward no nonsense credit card where your money is directly accepted and one does not have to wait days for it to be processed. Reviewed on: 14th January 2023

Easy and fair

Happy with the card , easy set up and user friendly app! Reviewed on: 14th January 2023

Easy application quick delivery

From application to receiving card very quick and easy Reviewed on: 14th January 2023

Great service

Prob the best credit card I’ve had. Also have a savings added to mine which offers better interest than my bank. Reviewed on: 14th January 2023

Bag a zopa card

Always find card easy transactions excellent app., so easy to do and keep check of what’s out & what’s in simple even for those who don’t fully understand the internet Reviewed on: 14th January 2023

Honest

Honest upfront and clear statements Reviewed on: 14th January 2023

Zopa

Zopa has given me the opportunity to have a credit card with my bad credit score, since having a Zopa credit card I have been able to manage my repayments and in turn it has helped my credit score highly. Thank you Zopa you are awesome Reviewed on: 14th January 2023

Amazing

Got approved for a credit card and it really helped me out of a tight spot in my life. Reviewed on: 14th January 2023

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