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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Unparalleled service and trasparency

Great easy to use app. Customer service always willing to help. Great advice. Reviewed on: 14th January 2023

Excellent company

Really good company very helpful Reviewed on: 14th January 2023

Great Card and Easy to use App

No issues with any process, checking balance paying card, all really straight forward. Had no problems whatsoever. Reviewed on: 14th January 2023

Very good communication

I use zopa to buy cars on for protection and emails and communication is bob on, no inundated with spam either Reviewed on: 14th January 2023

Exceptional onboarding

Recently applied for a credit card with Zopa and was greatly delighted with the application precious, acceptance timeline and dispatch of the card. Was happy to note that pin in now fully app based Reviewed on: 14th January 2023

Must Have

Excellent service .really easy to apply for ,very helpful , nothing was too much trouble,if you need to talk to someone about anything there was always someone there to help ,always kept me updated , FABULOUS would definitely recommend . Reviewed on: 14th January 2023

Fab product

Easy to apply, no exorbitant interest rates. Easy to use the app. Top marks! Reviewed on: 14th January 2023

Amazing!

Very good, app is amazing. Wish you could use on Apple Pay but I’m sure that’s coming. Reviewed on: 14th January 2023

Gerald palmer

Been a very good coy to deal with and lots of advice and help Reviewed on: 14th January 2023

100 per cent professional

So straight foward Customer service immaculate Reviewed on: 14th January 2023

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