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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Excellent company

5
Great credit card clear and simple to understand APR etc Reviewed on: 14th January 2023
Ma W Ta's avatar
Ma W Ta

Great service

5
Great service easy to navigate around Reviewed on: 14th January 2023
Jazib Hussain's avatar
Jazib Hussain

Excellent

5
Fast service immediately approval fast coming card to door Reviewed on: 14th January 2023
Syed azher uddin's avatar
Syed azher uddin

Ease of use

5
Straightforward application and smart insights on use within the app. Altogether brilliant Reviewed on: 14th January 2023
Eudy Anya's avatar
Eudy Anya

Zopa

5
Very easy to set up , however, I was looking forward to having £3,00 credit limit Reviewed on: 14th January 2023
anietiesagbe@aol.com's avatar
[email protected]

Good company very friendly

5
Easy to use , very friendly , customer service very good Reviewed on: 14th January 2023
Caroline green's avatar
Caroline green

Zopa

5
I haven't had much interaction with zopa, however they have been there for me, notification when I'm getting close to my limit, clear and easy instructions and I know thier team is there to help Reviewed on: 14th January 2023
Simon609's avatar
Simon609

Credit score growth made easy

5
I got this card to help improve my credit score and it has not disappointed me. Would definitely recommend. Reviewed on: 14th January 2023
Claire Hunter's avatar
Claire Hunter

Amazing chance to build your credit

5
Excellent credit card easy to manage account Reviewed on: 14th January 2023
PAUL LESTER's avatar
PAUL LESTER

Innovative, Friendly, Easy to Use

5
I really like this company, they were one of the few companies to give me a credit card and I am will impressed by their website and how easy it is to use. They are friendly and have a refreshing approach to their customers. Reviewed on: 14th January 2023
John Grant's avatar
John Grant

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