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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa

Iv found my credit card fantastic and a great app Reviewed on: 14th January 2023

Exciting new card

Easy to navigate site & excellent customer serbicr Reviewed on: 14th January 2023

Good service

Always able to help and quick to sort stuff out Reviewed on: 14th January 2023

Easy and no fuss!

Easy to applied, got my credit card quickly. Reviewed on: 14th January 2023

Great

A great company and are very helpful and a good app. Reviewed on: 14th January 2023

Great customer service

Great services. Transfer balance quick and simple, and no interest rates for the first few months. Zopa is just different from any other credit card in the way they communicate with you, the support online and on the phone is just brilliant. Reviewed on: 14th January 2023

superb

reliable what it says on the tin excellent Reviewed on: 14th January 2023

Best friend

A friend in need is a friend indeed. Reviewed on: 14th January 2023

The best

A Nice experience whit zopa,they are the best Reviewed on: 14th January 2023

Great easy speedy process

I was needing extra finance to pay for bills to tide me over to pay day. Great service with super speedy access and quick to receive your card and easy set up process. Definitely recommend! Reviewed on: 14th January 2023

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