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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Very good company

5
Excellent card and realistic limit Reviewed on: 14th January 2023
tony rose's avatar
tony rose

Easy friendly

5
Zopa is easy to use. The app is good and simple to use. Customer service is friendly and helpful. Reviewed on: 14th January 2023
Michelle Liddle's avatar
Michelle Liddle

Amazing

5
Excellent experience great card Reviewed on: 14th January 2023
stephen barker's avatar
stephen barker

Excellent app

5
Great little card. I particularly like the app. Money shows directly on the account when transferred which is also nice. Reviewed on: 14th January 2023
Julian Clarke's avatar
Julian Clarke

Excellent help towards rebuilding my credit.

5
Zopa has allowed me to start rebuilding my credit rating after some silly younger years. The whole process is simple and the app helps me keep track with my spend so I can manage my finances a lot better now. Reviewed on: 14th January 2023
garry mantle's avatar
garry mantle

Absolutely brilliant to work with

5
Really easy to communicate with any issue and they sort it straight away, always really helpful Reviewed on: 14th January 2023
Jonny Maddocks's avatar
Jonny Maddocks

North east south west zopa is the best

5
Top card and tops for loans had no problem paying back early Reviewed on: 14th January 2023
Roy Balding's avatar
Roy Balding

Great

5
Very helpful and friendly Reviewed on: 14th January 2023
Shaun Wilson's avatar
Shaun Wilson

Easy to use.

4
Very easy to deal with. Everything is easy to understand. They help of you get a little behind Reviewed on: 14th January 2023
Claire Lambat's avatar
Claire Lambat

Very good company

5
very friendly and helpful company Reviewed on: 14th January 2023
Scott Hanwell's avatar
Scott Hanwell

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