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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Review

They are soo helpful and very friendly!! Reviewed on: 14th January 2023

ZOPA Credit car - well worth having

ZOPA has a friend to use app so thats easy to monitor what your spending and limit Reviewed on: 14th January 2023

Reliable

Fast and efficient making payments fast and clear straight away App is very easy to use also. Reviewed on: 14th January 2023

Easy simple transparent credit card

Best credit card easy simple transparent. Excellent customer service makes you feel a valued customer regardless of credit history or credit amount given Reviewed on: 14th January 2023

I will definitely recommend you

All good they are very helpful and good for people that need help Reviewed on: 14th January 2023

Credit card

Easy and straightforward to deal with never had any issues Reviewed on: 14th January 2023

Fast efficient loans

Great customer service and product information Reviewed on: 14th January 2023

Spot on

Excellent company, customer service is better than with other banks Reviewed on: 14th January 2023

Quick, easy, fantastic customer service

Zopa is quick and easy to apply. Customer service very helpful and friendly. Recommend to all my friends. Reviewed on: 14th January 2023

Iv been well impressed with my card

Iv never had credit cards before and I'm well impressed Reviewed on: 14th January 2023

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