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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Offered credit card when couldn't get credit no mult...

Offered credit card when couldn't get credit no multiple or repeated questions well done and glad I chose zopa thanks Reviewed on: 15th January 2026

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2026

Helpful for emergencies...

So easy and gives you peace of mind incase of an emergency bill thrown at us. Reviewed on: 15th January 2026

Customer service at Zopa is friendly, helpful and so...

Customer service at Zopa is friendly, helpful and solve issues very quickly. Cannot recommend them enough Reviewed on: 15th January 2026

Great, service.

Great, service. Card arrived speedily, easy to activate, love the Zopa App. Reviewed on: 15th January 2026

Good card good rates..

Good card good rates. Visa so accepted everywhere. Helps manage your money. Reviewed on: 15th January 2026

Fab customer service.

Fab customer service. User friendly app. Easy to manage and navigate. Reviewed on: 15th January 2026

I’ve used Zopa now for a good few years and never ha...

I’ve used Zopa now for a good few years and never had a problem with them. And they have always been there when needed. Reviewed on: 15th January 2026

Never have a problem with zopa

Never have a problem with zopa always on hand whenever you need to talk Reviewed on: 15th January 2026

Great app.

Easy to use app. Appropriate credit limit and easy to pay. Reviewed on: 15th January 2026

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