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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very helpful and easy to use

I find zopa a very useful ad easy card to use ,very friendly when I ended help. Couldn't wish for anything more or better. Reviewed on: 14th January 2023

Easy, to apply and manage the account

Really happy with my credit card Reviewed on: 14th January 2023

Hassle free credit

Never had any problems with Zopa, Reviewed on: 14th January 2023

Simple

Simple, easy to use, excellent notifications Great all round Reviewed on: 14th January 2023

Review

I haven't been with zopa long and I would definitely recommend them. Reviewed on: 14th January 2023

Great credit card

Helps me to rebuild my credit score. Reviewed on: 14th January 2023

Brilliant Company

Such a great company to deal! It is quick and efficient and provides excellent support and the app is fantastic! Reviewed on: 14th January 2023

Great service

Great credit card no hassle easy to use Reviewed on: 14th January 2023

Totally reasonable

Great company and they are there for you too Reviewed on: 14th January 2023

ZOPA CARD

Always been very good and its a great card to use and has always been extremely helpful too me and respects use of card. Reviewed on: 14th January 2023

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