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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Lovely card

5
Love my card it's great for emergencys when you need something Reviewed on: 14th January 2023

Brilliant service easy to use app

5
Great card great service and app is easy to use Reviewed on: 14th January 2023

Everyday use

5
Every place I go my zopla card is with me it's the go to card Reviewed on: 14th January 2023

Recommended

5
It's a very good card that helps you in any situation! I recommend with confidence! Reviewed on: 14th January 2023

No fuss

5
No fuss, no bother, really straight forward, zero stress!!! Reviewed on: 14th January 2023

Excellent

5
Easy to use card ,straightforward app to use Reviewed on: 14th January 2023

Credit Card

5
A satisfactory service with good security. Reviewed on: 14th January 2023

I have no problem excellent service

5
Great service to use tells you if you have any problems Reviewed on: 14th January 2023

Easy to deal with, reliable.

5
Great service, quick to respond and very reliable Reviewed on: 14th January 2023

What a credit card!

5
I struggled with obtaining Credit for many years. I found Zopa after a quick Google search and was immediately accepted even with bad credit. Its allowed me to improve my credit score and also gives me great insight into my credit score as it increases. The app looks great and is easy to use and i will be using Zopa for many year to come! Highly recommend Zopa to everyone Reviewed on: 14th January 2023

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