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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service

Had no issues everything was simple and straightforward to apply and use of the app is nice and easy great credit card Reviewed on: 14th January 2023

Excellent

I find Zopa much easier to use than my other credit cards, payback transactions are immediate and don’t take days to show up like most other cards. Great credit card Reviewed on: 14th January 2023

easy

zopa are the best and easy to use Reviewed on: 14th January 2023

Great provider

Really can't fault this company very help full and all ways ready to help if you need them and the website really helps with keeping up to date with what you spend Reviewed on: 14th January 2023

Great Card

This is the best credit card I’ve had, always keep you up to date with notifications, emails and texts and always plenty of notice given Reviewed on: 14th January 2023

Outstanding

Excellent service always on point love it recommended to anyone looking for credit card Reviewed on: 14th January 2023

Simple good

Easy to use , app track no hassle just simply brilliant Reviewed on: 14th January 2023

Easy to contact and fantastic response

Always keen to help and very easy to contact Reviewed on: 14th January 2023

Experience

Really good very efficient and quick excellent service Reviewed on: 14th January 2023

Very good, accepted everywhere

No trouble with this, accepted everywhere, never had any issues Reviewed on: 14th January 2023

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