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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

One Of The Best Credit Card Companies

Thanks to Zopa who gave me a credit card, despite my credit score was not up to par with the world system. Thank you, Zopa 100% Reviewed on: 14th January 2023

No hassle credit card for poor credit score customers.

No hassle credit card for poor credit score customers. Not had a bad experience with them. Easy and simple to use and website user friendly too. Reviewed on: 14th January 2023

Very helpful and good company

Very happy with the service, they very good with keeping you informed Reviewed on: 14th January 2023

big shit

bad card high percentage, no comment Reviewed on: 14th January 2023

Credit card

It's the best one for me it did everything I wanted it to do Reviewed on: 14th January 2023

A good organisation

They have a great customer service with a very good customer focused organisation. Reviewed on: 14th January 2023

Great app great service

The app is easy to use everything at your finger tips. Great customer service. Reviewed on: 14th January 2023

Best for controlling finances

Zopa have an ingenious app, with instant updates and advice on maximum spends, finance tips and freedom to manage your own money. Clear statements, totally upfront I cannot recommend them more! Perfect for anyone who wants to take control Reviewed on: 14th January 2023

Helpful

They are very helpful they send texts and seem like they actually care about there customers which is good Reviewed on: 14th January 2023

Easy setup

App is very easy to use and control Reviewed on: 14th January 2023

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