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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to apply

Everything straightforward easy to use . Friendly service very approachable and helpful customer service Reviewed on: 14th January 2023

Just what you need from a credit card!

Excellent service rates and it’s just so easy to use and keep track would highly recommend Reviewed on: 14th January 2023

Great card, great app.

Reliable app and compatible with Google pay, customer service quick to deal with my request to change billing date. Would recommend! Reviewed on: 14th January 2023

Easy fast efficient

No fuss, great rates. Communication is good Reviewed on: 14th January 2023

Service

Very easy to use and getting email about my performance so great service Reviewed on: 14th January 2023

Easy to use

Really helpful and easy to use. Zopa service is great Reviewed on: 14th January 2023

Best in class for me!

Great app, great service and never had any issues with them. The best card I have ever owned! Keep up the great work Zopa! Reviewed on: 14th January 2023

Good company good customer service

Havn’t been with them that long but customer service is good feels safe to have card fair interest rate Reviewed on: 14th January 2023

Great

Great credit card and great to manage Reviewed on: 14th January 2023

Great customer service

My application was accepted immediately after I applied Reviewed on: 14th January 2023

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