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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to manage

Zopa provide a great product backed up by an easy to navigate website and statements along with brilliant communications via email, text etc. Reviewed on: 14th January 2023

Zopa

Gave me a chance when others looked away. Helpful and supportive, they helped me back on my feet and I’ll always be grateful. Responsible, helpful lenders who could teach some of their rivals a thing or two about dealing with people. Reviewed on: 14th January 2023

Credit card acceptance and process.

Very simple process and no long paperwork. Acceptance in minutes, im very impress with both applications process and information from the company. Reviewed on: 14th January 2023

Good

Easy app to use .notifications so you can't miss a payment Reviewed on: 14th January 2023

top quality service

top quality service and always willing to help you when needed Reviewed on: 14th January 2023

Professional

No fuss, no sales emails, easy to follow app. Good experience Reviewed on: 14th January 2023

Easy to use app

Easy to use app, good APR clear rules good Customer Service Reviewed on: 14th January 2023

Excellent company

I’ve been thoroughly supported by Zopa, fab company with excellent service Reviewed on: 14th January 2023

Excelent bank credit

100% excelent good credit builiding Reviewed on: 14th January 2023

Understanding and Accommodating

I came to Zopa when nobody wanted to give me a card. They gave me a card and now I am getting offers from those who turned me down. Reviewed on: 14th January 2023

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