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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Product

This credit card has given me a chance to help rebuild my credit after the pandemic and losing my business, great app and easy to use good service all round. Reviewed on: 14th January 2023

The best

I aplay last years and i recive the credit in 15 min Reviewed on: 14th January 2023

Never had a problem with Zopa. The app works well and easy to watch what you are spending

Would definitely recommend Zopa to my friends Reviewed on: 14th January 2023

EXCELLENT sERVICE

NICE AND EASY TO APPLY, CAREFULLY MONITORED CREDIT RATING, EASY TO USE APP AND GREAT NOTIFCATIONS Reviewed on: 14th January 2023

Best Credit Card provider

The app is so easy to use, when you make an ad hoc payment with debit card it shows within 20 mins, so informative, friendly, user easy, best credit card I have ever had. They make it so easy to manage. Hope you win Reviewed on: 14th January 2023

First class no fuss service

Very helpful always keeping the customer aware of there account and giving advice on how best to deal with your personal account Reviewed on: 14th January 2023

A plus!

A+ everything from Zopa. Service, products and customer care is superb. Reviewed on: 14th January 2023

Ease and simplicity

Very impressed, easy and simple to use the app,crystal clear introduction Reviewed on: 14th January 2023

Fantastic customer service

On the one occasion I had a query, I was able to get an instant response from a customer service representative who was friendly, polite and helpful. Reviewed on: 14th January 2023

Amazing

Very good customer service very good app Reviewed on: 14th January 2023

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