Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent card service

Absolutely amazing app and the seevice Reviewed on: 14th January 2023

One of the best offer

Happy with the service and easy to access, one of the best offers on the market... Reviewed on: 14th January 2023

Easy to navigate app

Really easy to use app and instant balance updates after payments so you always know where you are. No complaints Reviewed on: 14th January 2023

Epic

Great all round service, app is so helpful and easy to use, no complaints from me ! Reviewed on: 14th January 2023

I think the Zopa card is the Best credit card .

I just find the Zopa card is easy to use and you have the choice of how much you want to Repay each month and the interest rate charge is also low . Reviewed on: 14th January 2023

Great Product

Great card with loads of addition features that allow you to stay in control. Great customer service experience too, 5 stars from me. Reviewed on: 14th January 2023

Zopa-Fantastic card

I have been with them for just over a year now,the application was quick and simple. They are easy to deal with. The mobile app is great. Great company. Never had any problems. I would seriously recomend. Reviewed on: 14th January 2023

Operation

So easy to work , good interests rates. Reviewed on: 14th January 2023

It not just a credit card........

It's not just a credit card, it comes with so many other options, and I'm ecited what I can able to use in a future. At the moment, I've got a credit card, but who knows..... Reviewed on: 14th January 2023

My Zopa

I enjoy my zopa card as it is straight forward to use and i know if i need help or advise they are on hand. Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Vanquis 4.35 from 601 reviews
Classic credit card
from Capital One 4.19 from 303 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub