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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent customer service

Great card, great app easy to use excellent customer service Reviewed on: 14th January 2023

Great value

Always good and there for you, got what I need and not much fuss Reviewed on: 14th January 2023

Fantastic card

Brilliant. Keeps you up to date with spending and offers lots of features Reviewed on: 14th January 2023

Best modern credit card

Best modern credit card on the market. Daily interest updates and instant payments added to the card. Reviewed on: 14th January 2023

Excellent

After bad choices in the past, this company give me a new start and i have not fallen behind at any point. Always keeps you updated and well informed. Easy to use app and great customer service. Reviewed on: 14th January 2023

Best forever

Zopa is amazing,have no words for this company which makes life easier and providing excellent service Reviewed on: 14th January 2023

Very good service

Gave me a chance for credit when nobody else would and at a great rate Reviewed on: 14th January 2023

Helpfull

I had trouble getting credit card and zopa were there when I needed them and keeps me update with my borrowing power great company Reviewed on: 14th January 2023

Great customer service!!

Amazing customer service, with regular updates, and easy to use app. Reviewed on: 14th January 2023

Best card to have

So easy to use and control your spending Reviewed on: 14th January 2023

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