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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Helpful

5
I've used this card to help improve my credit score. It's done exactly that and I would highly recommend. Reviewed on: 14th January 2023
Chris's avatar
Chris

When the going gets tough, get Zopa !

5
We all need a little help and support sometimes or perhaps a short or long term fix. Zopa certainly ticks those boxes and their easy to apply process and excellent customer service and ongoing support are second to none. Thank you Zopa ! Reviewed on: 14th January 2023
Jim L, North East's avatar
Jim L, North East

Perfect for when I need it

5
I only have a low value credit card but when I need it, it’s there. Works perfect for me and any repayments are fairly small. Nothing but a good service for me. Reviewed on: 14th January 2023
Snillord's avatar
Snillord

Great service

5
Very easygoing app, friendly APR Reviewed on: 14th January 2023
Zbigniew Sosnowski's avatar
Zbigniew Sosnowski

Very satisfied customer

5
Hassle free ,I never had to call or write to them about any problem I faced. Reviewed on: 14th January 2023
Don Chahine's avatar
Don Chahine

First Class

5
Excellent card with a first class customer service . Reviewed on: 14th January 2023
Kevin's avatar
Kevin

Great service

5
Great service from start to finish. They helped me when I needed it most. Still to this day they help Reviewed on: 14th January 2023
Dean's avatar
Dean

Zopa,Credit card

5
Best card..Providing great flexibility in day to day life..Thank you. Reviewed on: 14th January 2023
Mohammad Waiz's avatar
Mohammad Waiz

great card

5
have had this card for awhile now, easy too use,the app is great can navigate with ease in it to find what you want , see your statement make payments or contact them . Reviewed on: 14th January 2023
terry hilder's avatar
terry hilder

Good card for less than perfect credit

5
Had the card a while now and so far the payments back have been affordable despite cost of living Reviewed on: 14th January 2023
Shelly Vickery's avatar
Shelly Vickery

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