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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy and it help a lot building your credit

Very easy and it help a lot building your credit Reviewed on: 15th January 2026

Excellent company

Excellent company very good with customer service and support Reviewed on: 15th January 2026

Great credit card providers

Ive had a great experience when no other provider would help me Reviewed on: 15th January 2026

I took out a Zopa card to help with my bad credit sc...

I took out a Zopa card to help with my bad credit scoring. The process was very easy and was set up quickly and my credit score has risen. Reviewed on: 15th January 2026

Helpful staff, manage to get in touch very fast,

Helpful staff, manage to get in touch very fast, Reviewed on: 15th January 2026

Always a pleasure to deal with with fast response, r...

Always a pleasure to deal with with fast response, respectful on the phone, good at resolving any issues Reviewed on: 15th January 2026

ZOPA CREDIT CARD EXCELLENT

Brilliant communication excellent service and great interest. Puts the customer first always Reviewed on: 15th January 2026

I found it easy to apply for the card and since I ha...

I found it easy to apply for the card and since I have been using the card my credit score went up Reviewed on: 15th January 2026

When I was in big problems to sort my financial stru...

When I was in big problems to sort my financial struggles.... they comes to my request... Reviewed on: 15th January 2026

Quick, easy and necessary precautions and checks.

Quick, easy and necessary precautions and checks. Helped when I lost my job too regarding payments. Reviewed on: 15th January 2026

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