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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great Credit Card

I’m very happy with Zopa and would highly recommend them. Reviewed on: 14th January 2023

Great company

Pleasure to deal with everything is clear in regards to what has to be paid interest rates good keep up the good work Reviewed on: 14th January 2023

Simple and supportive

From my application to present I’ve always found Zopa to be really customer friendly. They try to understand individual circumstances Reviewed on: 14th January 2023

Amazing Company to deal with and everything is so easy.

I have only just become a recent user in the last three months but I cannot fault their customer service or the simplicity of everything x Reviewed on: 14th January 2023

FAULTLESS

Easy to use , transparent and has really helped my credit rating .would highly recommend Reviewed on: 14th January 2023

Zopa

Best rates I’ve seen for a while good customer service Reviewed on: 14th January 2023

Excellent Financial Provider

Zopa are an awesome company providing great financial product without the complications other providers impose. From the very start everything is made clear and simple to do and to understand exactly what you are applying for. Zopa’s website and app are so easy to navigate and use. You can easily see your products, balance, make payments, find answers to your questions, communicate with customer service etc. the Zopa team are very professional yet very friendly, helpful and keep everything easy and uncomplicated to achieve. Overall I’d recommend Zopa to anyone who just want a fuss free, trustworthy, honest and professional experience. Reviewed on: 14th January 2023

Excellent Card & Service

Excellent card, great app, and great service from Zopa. Reviewed on: 14th January 2023

Excellent

It’s been a great experience , great opportunity Reviewed on: 14th January 2023

400

Very good and the best card very easy for use and fast Reviewed on: 14th January 2023

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