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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Simple and Affordable Credit

5
Affordable for one off payments or multiple uses. No hidden charges Reviewed on: 14th January 2023
James N's avatar
James N

Great service

5
100% easy to use and manage via the app Reviewed on: 14th January 2023
Michael Ashall's avatar
Michael Ashall

Great company.

5
Got a Zopa card on its reputation and doesn’t disappoint. Great customer service, on line app is really simple to use and I’m always kept up to date with everything that’s happening with my account. Would highly recommend Reviewed on: 14th January 2023
leightoncook2011@me.com's avatar
[email protected]

Great

5
Great card easy to use app makes life that bit simpler Reviewed on: 14th January 2023
georgegarner0813@icloud.com's avatar
[email protected]

Zopa one and only

5
Brilliant company, never any issues and easy to use app! Reviewed on: 14th January 2023
Caroline witts's avatar
Caroline witts

Great

5
Has been a huge help for my credit score after facing some difficulty. My score has gone from in the low 200s to high 700s in a matter of months. Reviewed on: 14th January 2023
Samuel Ollive's avatar
Samuel Ollive

Good credit card company

5
The service is excellent and I will recommend it. Reviewed on: 14th January 2023
Vanessa Buabeng 's avatar
Vanessa Buabeng

Zima

5
very reliable and useful information Reviewed on: 14th January 2023
Serveta's avatar
Serveta

Great app easy to use

5
Very straight forward no hidden fees Reviewed on: 14th January 2023
Morgan D's avatar
Morgan D

Awesome

5
Would recommend it to anyone in my family and extended family Reviewed on: 14th January 2023
Pete Stevens's avatar
Pete Stevens

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