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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Easy to read statements, good Apr, no problems using card, easy to make payments on app, good layout off the app Reviewed on: 14th January 2023

Very good company, easy to use app and friendly advisors on hand.

Overall brilliant experience with this company in challenging times. Reviewed on: 14th January 2023

Fantastic

So simple to use. User friendly app. Regular updates on limit increases. Can’t recommend enough. Reviewed on: 14th January 2023

Great credit card

Get overall product & services - easy to navigate through the app Reviewed on: 14th January 2023

best ever

getting a credit card was so simple and very quick , excellant service ever since Reviewed on: 14th January 2023

Best Service, fast and reliable.

No need worry about money when you have credit card. You can manage your expenses and can pay by debit card at last of the month. It provides a very quick service. It is trustworthy for me. It helped me to improve my credit score as well. My first and last choice would be Zopa. Reviewed on: 14th January 2023

Great experience

Love the way that I can always see my purchases on the app immediately and so easy to pay at the end of the month Reviewed on: 14th January 2023

Sam good credit card

Have never had a problem with this company Reviewed on: 14th January 2023

Spend and control your finances with ease and safety

Easy to use app features. Security functions which verify your identity before online transactions are completed. Tips to improve your finances easily accessible. Reviewed on: 14th January 2023

Amazing

Couldn’t rate this better. You can see what you’ve used, how likely you are for a credit increase and what to steps to get there. Perfect Reviewed on: 14th January 2023

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