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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy

Very easy and hassle free application with fast response. Very helpful and staff and very straightforward Reviewed on: 14th January 2023

Great company to use

Great company, no issues. Very happy to use and recommend Reviewed on: 14th January 2023

Gave me a chance!

Really efficient and helpful. Only company that gave me the chance to rebuild my credit! Reviewed on: 14th January 2023

DOWN TO EARTH COMPANY!!

Just to clarify, this company has been no other than helpful and understanding!! They take care of you and try to help each step of the way. Truly amazing and I’m glad that I came across Zopa. Reviewed on: 14th January 2023

Brilliant service

Very easy to work your way around my account Reviewed on: 14th January 2023

Credit card

Really friendly customer service and really easy web site to use to help use card. Reviewed on: 14th January 2023

Great service

Great Service, great rates! Quick response Reviewed on: 14th January 2023

All round great!

Great company and extremely helpful Reviewed on: 14th January 2023

A great card very helpful

Very helpful in every way when u phone them Reviewed on: 14th January 2023

Best credit card bank

Zopa simplified the way to use a credit card, making it easier always. Reviewed on: 14th January 2023

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