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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Happy

5
I have been very satisfied with the Zopa credit card and the service provider. I would recommend Zopa credit. Reviewed on: 14th January 2023

Great company always helping when you need it most

5
Zopa have given me a chase where no one would, one of the greatest financial institutions I have come across thank you Reviewed on: 14th January 2023

Excellent service

5
Always so helpful and guides you through any problems you may envisage Reviewed on: 14th January 2023

Best card

5
Great communication, best credit card Reviewed on: 14th January 2023

Amazing

5
First, to start with when I took the card I was a Lil sad because it has of me low credit but after a few months it changed it increased, I love that the best part are you can pay your credit in a few minutes. Reviewed on: 14th January 2023

Great credit provider.

5
Great credit provider always there to help when needed. Excellent customer service. Reviewed on: 14th January 2023

Fab service

5
Easy to use and keep track of my finances Reviewed on: 14th January 2023

Poor

1
Tried to cancel my card on many occasions and still not been arranged Reviewed on: 14th January 2023

professional

5
Been with Zopa for quite some time now. And my experiences with the company has been a good one. Reviewed on: 14th January 2023

Amazing

5
Great provider & not as judgemental as other providers. These guys will give you a chance to show you can be smart with money, instead of saying no at the first hurdle Reviewed on: 14th January 2023

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