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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Bear credit card!

Very easy to apply, verify and receive the card. The rate is okay Reviewed on: 14th January 2023

Very easy to use

Fast friendly easy to use Very good Apr rates Reviewed on: 14th January 2023

Best bank ever

Easy to use,easy to operate,easy to understand,better than standard banks Reviewed on: 14th January 2023

Simple and straight forward

I found the application very user friendly Reviewed on: 14th January 2023

Simple money management

Easy to apply for and easy to manage with intuitive app. Reviewed on: 14th January 2023

Zopa the game changer that give people a chance!

Great information Great to deal with Simple to use Game changer Reviewed on: 14th January 2023

Good service and fast service

Good credit card and rating 5 stars Reviewed on: 14th January 2023

Good

It is the best credit card I have ever used Reviewed on: 14th January 2023

Excellent Card Service

Always Helpful and never had a problem. Reviewed on: 14th January 2023

Great company

Very quick to reply. Great customer service. Reviewed on: 14th January 2023

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