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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant

They are a brilliant company. I have only praise for them Reviewed on: 14th January 2023

The best

So very good here.All very easy to do. Reviewed on: 14th January 2023

Very good

Very good customer service,very good interest and very easy to use the app. Thank you! I will definitely recommend Zopa Reviewed on: 14th January 2023

Cost of living crisis massively eased.

So I’ve had my zopa card for a while now and for me it’s easy and simple,I had money for emergencies which I could always rely on,and knew it was available,they also gave me a chance to build my credit and handle my money better and all the time with the knowledge they weren’t going to take what I couldn’t afford back,brilliant just brilliant. Reviewed on: 14th January 2023

Best credit card ever

Low interest easy to keep on top Reviewed on: 14th January 2023

Best card provider

So easy to deal with, Best about Reviewed on: 14th January 2023

Fantastic service

Helped me get back on my feet and great customer support. Reviewed on: 14th January 2023

excellent

best credit card i have always there if i need them Reviewed on: 14th January 2023

Amazing

Amazing would recommend to anyone Reviewed on: 14th January 2023

Excellent service

Zopa provide an excellent service. I often use their online app which is very user friendly. Reviewed on: 14th January 2023

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