Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa believes in me

After years of bad credit, it was uplifting to see someone believe in me and help me improve my credit rating. I'm now soaring due to their help and advice. Reviewed on: 14th January 2023

Easy to use

Good card great rates and easy to use app to keep track Reviewed on: 14th January 2023

Awesome provider

Clear communication and flexibility when needed Reviewed on: 14th January 2023

Great service and excellent app

Silky smooth service and a brilliant, faultless app, so easy to navigate and use. Reviewed on: 14th January 2023

Brilliant service

Always there. Issues corrected immediately. Ease of use 100% Reviewed on: 14th January 2023

Great credit card company

Have helped me to get a better credit score, and the app for the card is great. Reviewed on: 14th January 2023

Zopa credit card

Easy application process easy to use app and good customer service Reviewed on: 14th January 2023

Excellent Service 10/10

They gave a 6 months interest free upped my credit limit as well, and gave a cushion on the amount. What I liked was the App it allows you to set up your payments by Debit card rather than Direct Debit, or Bank transfer, making it so easy to change your amount you pay each month, rather than cancelling the DD and wait for ever! Would 100% Recommend!! Reviewed on: 14th January 2023

Superb zopa

Excellent service, easy to use app Reviewed on: 14th January 2023

Simple easy log in on account

Very happy with the card wish that I had applied before Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 4.04 from 3 reviews
Fluid credit card
from NewDay 3.88 from 105 reviews
Credit card
from Zable 4.81 from 123712 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub