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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brill

Easy to sort out and app excellent and easy to understand Reviewed on: 14th January 2023

Zopa card

Obtained this credit card and has been useful during these difficult times recommending it app is easy to use and repayment are easy Reviewed on: 14th January 2023

So easy to use

It shows you exactly what you’ve spent and when you pay money it’s available so fast! Reviewed on: 14th January 2023

Fantastic

Easy to apply and with the app it is very easy to Keep on top of your spending Make payments And be totally in control Reviewed on: 14th January 2023

great card

The card is very conveinent and it helps to build your credit score Reviewed on: 14th January 2023

Responsible lender

Update on payments Shows what I spend Does not up your credit limit if they feel it’s not the right time Reviewed on: 14th January 2023

So easy and clear

So easy and clear to use, I love the app it means I’m in control of balance and can access all the information too Reviewed on: 14th January 2023

Excellent

Without doubt the quickest easiest card I’ve applied for and everything dealt through the app gives you the perfect customer service experience, have recommended Zopa to all friends and family. Reviewed on: 14th January 2023

Amazing

Superb company and always supporting their customers Reviewed on: 14th January 2023

Consistently helpful

Very little problems signing up, always helpful. Always good offers Reviewed on: 14th January 2023

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