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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Tina

5
Excellent credit card would recommend! Reviewed on: 14th January 2023
Tina's avatar
Tina

If you get one credit card, make it this one.

5
My credit rating is not that great due to a series of problems that I could nothing about. Even though I am now stable and I work, I’m still penalised. Not with Zopa. Fantastic app with lots of features. Easy to navigate and use. Highly, highly recommended. Reviewed on: 14th January 2023
CLD's avatar
CLD

Fantastic service

5
Been using Zopa for a couple years never had a problem Reviewed on: 14th January 2023
conor_moss@hotmail.co.uk's avatar
[email protected]

Great

4
Ni problems at all fantastic service Reviewed on: 14th January 2023
David Hawkins 's avatar
David Hawkins

The best credit card out there

5
I have a series of cards but the one i always try and use is the Zopa, I know where I am with easy access to an app, repayments are credited virtually straight away, unlike others, where you wait days for the payment to hit the account. Well done zopa keep up the good work Reviewed on: 14th January 2023
Ian Ashby's avatar
Ian Ashby

Great

5
Great credit card to have, great help if you need it and easy to talk to someone if you need it. Reviewed on: 14th January 2023
olivia mceneaney's avatar
olivia mceneaney

They are the best

5
Everything is so clear, simple, easy, payments are deducted immediately which I absolutely love! I'm going abroad next week, will be taking my card as an emergancy back up as they do not charge for transactions when abroad. I love that i can set a cushion of my credir limit for those important emergancies e.g washing machine breaks Reviewed on: 14th January 2023
Alayna's avatar
Alayna

Perfect

5
Friendly informative and a pleasure to have as your credit card provider Reviewed on: 14th January 2023
Paul Collier's avatar
Paul Collier

Very good

5
Very good and good easy app to use Reviewed on: 14th January 2023
Alan Mundy's avatar
Alan Mundy

Excellent service

5
Keep you updated on your account Reviewed on: 14th January 2023
joy goodaker's avatar
joy goodaker

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