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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Inclusive and Transparent

when you’ve been turned away everywhere else, it’s refreshing to have an opportunity to build your credit like everyone else. They give you a reasonable starting credit limit and show you everything. It’s really easy to track your progress and edit things like your payment and statement dates. Reviewed on: 14th January 2023

Awesome

Awesome card and easy to use app Reviewed on: 14th January 2023

Great credit card

Really easy to use and good App with plenty of support would highly recommend Reviewed on: 14th January 2023

Easy credit

I find the card useful and easy to use. Reviewed on: 14th January 2023

Overall fantastic

Very happy with the card, app and service. Usefully tools to help also Reviewed on: 14th January 2023

Helped when needed

I needed a little help quickly and Zopa came to my rescue immediately. Sure easy application and I had the Credit card to help with my needs. Highly recommended this company. Reviewed on: 14th January 2023

Fantastic

Fantastic customer service and online account really easy to use Reviewed on: 14th January 2023

cracking credit card

when you find your past credit history not the best zopa try to be fair when offering a credit card I would recommend this card to anyone wanting to rebuild their credit history Reviewed on: 14th January 2023

Fantastic credit

This company are really good always someone to help when needed good customer care. Reviewed on: 14th January 2023

Friendly app and customer service

Always felt valued. Secure app and great customer service. Reviewed on: 14th January 2023

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