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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

From start to finish has been an overall good service and would recommend to anyone Reviewed on: 14th January 2023

Excelent service

Very prompt responses, good, staright forward process, hassle free Reviewed on: 14th January 2023

Great app

The app is great easy to navigate round and to make payments on and the reminders when payment is due is great never had a problem thanks zopa Reviewed on: 14th January 2023

Easy, modern credit card experience

Super convenient card to use. App is very user friendly and the bill payment experience is easy. Happy to use it, never had a problem. Reviewed on: 14th January 2023

Zopa

Great credit building card. Other great products and services available from zopa too Reviewed on: 14th January 2023

Common sense and sensibility combined

Great advice offered and grounded options Reviewed on: 14th January 2023

Excellent quality of service

The staff are very helpful and always answering your questions Reviewed on: 14th January 2023

Good credit card company

I can't fault it at all monthly statements are on time every time Reviewed on: 14th January 2023

Easy to keep track of your account

With the app it is easy to monitor your account and keep up to the minute state of account Reviewed on: 14th January 2023

Easy App. Easy People

I'm getting older now. I've had cards in the past and they can't wait to bump your limit as fast as possible. Zopa don't do that. Had a low limit which helped me use it just for stuff I needed. Limit went up upon accepting their offer which came with no pushy messages. Just a 'hey, we think you might like this' - the app is great, their emails are too thy point and only about my card and they're easy to talk to. Great card, great people. Cheers. Reviewed on: 14th January 2023

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