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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good Provider

Just join Zopa, excellent customer service. Reviewed on: 14th January 2023

Excellent products and service

I have used Zopla for a credit card and loan very easy to access, quick decisions, competitive interest rates highly recommended Reviewed on: 14th January 2023

Good card good app

App very user friendly and easy to use Reviewed on: 14th January 2023

Credit card

Never had any problems with communication Reviewed on: 14th January 2023

Great service provider

I have a credit card with Zopa and it is so easy to mange online. Reviewed on: 14th January 2023

More than just a credit card

Zopa has everything you need from credit cards to loans and more , all in one easy app. With a lot of helpful advice. Reviewed on: 14th January 2023

10/10

Brilliant low payment and interest easy management and customer service is on point. Reviewed on: 14th January 2023

Great service

Always keep me up to date with statements etc - no problems with them at all Reviewed on: 14th January 2023

lovely card easy!

easy card to use and the app is amazing to use ive managed to buy man shiny items with this card thanks guys Reviewed on: 14th January 2023

Good credit card provider good apr rate.

Compared around on market to other credit card providers. Reviewed on: 14th January 2023

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