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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41962 reviews)

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4.93

Based on 41,962 reviews, last reviewed 23rd Jan 2026

83000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great card great app to keep track Got my card and credit limit quickly app is great to keep track of things. Eventually had a loan with them quick and straight forward in account with... Read more Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41962)

Review of the Zopa, Credit card:

Very good and convenient and reliable

Very good and convenient and reliable Reviewed on: 28th February 2025

So easy to use & clear statements.

So easy to use & clear statements. .customer service excellent. Reviewed on: 19th January 2026

Never had an issue with Zopa.

Never had an issue with Zopa. Even when I have had a bad month and struggld, there is always someone to help me work things out Reviewed on: 19th January 2026

So easy to make the move to Zopa they do everything...

So easy to make the move to Zopa they do everything for you Reviewed on: 19th January 2026

Up and running within no time.

Up and running within no time. Customer service amazing Reviewed on: 19th January 2026

Very professional and super helpful

Very professional and super helpful Reviewed on: 19th January 2026

excellent, fast efficient, easy to top up

excellent, fast efficient, easy to top up Reviewed on: 19th January 2026

help and support

struggled to get myself back in to building my credit and Zopa gave me a chance. I am now building my score back higher and find myself managing money better Reviewed on: 19th January 2026

Amazing card and customer service secondto none

Amazing card and customer service secondto none Reviewed on: 19th January 2026

Fab company

Easy to get a credit card with no hassles Reviewed on: 18th January 2026

Love the App.

Love the App. So easy to navigate and updates/info from Zoopa are superb. Reviewed on: 18th January 2026

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