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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My experience with Zopa has been great.

My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

A* easy to use app , easy to talk with and very help...

A* easy to use app , easy to talk with and very helpful staff Reviewed on: 18th April 2026

Always fantastic always receive excellent support

Always fantastic always receive excellent support Reviewed on: 18th April 2026

Using since more than 6 months still i haven’t got e...

Using since more than 6 months still i haven’t got extra credit limit i don’t know why while other cards are offering limit increase just zopa is not offering Reviewed on: 18th April 2026

Good customer service,

Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

The app is good and interest rates on savings is ex...

The app is good and interest rates on savings is excellent Reviewed on: 18th April 2026

Good service and the app is easy to use

Good service and the app is easy to use Reviewed on: 18th April 2026

Excellent company, very professional and good custom...

Excellent company, very professional and good customer service Reviewed on: 17th April 2026

They have been very fair and great to use I'm emerge...

They have been very fair and great to use I'm emergencies. Reviewed on: 17th April 2026

I have good experience with using cards im using eve...

I have good experience with using cards im using every day for my card Reviewed on: 17th April 2026

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