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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I’ve found zopa very friendly and efficient

I’ve found zopa very friendly and efficient Reviewed on: 15th January 2026

Zopa really helped me to improve my credit rating.

Zopa really helped me to improve my credit rating. They gave me a realistic credit limit and the App is so easy to use to make payments/check your account etc. Whenever I have rung them the advisors have been polite and knowledgeable also. Reviewed on: 15th January 2026

Great app.

Great app. Great service. Get reminder when I need to pay Reviewed on: 15th January 2026

It a reliable company and helped you out.

It a reliable company and helped you out. Reviewed on: 15th January 2026

It's so easy to use, always keeping you upto date on...

It's so easy to use, always keeping you upto date on your 6 Reviewed on: 15th January 2026

Excellent service very helpful for finance

Easy access, friendly users. Great help for finance Reviewed on: 15th January 2026

Trusted and reliable credit card that has a APR that...

Trusted and reliable credit card that has a APR that is not high Reviewed on: 15th January 2026

I've been a customer for years, and the service is e...

I've been a customer for years, and the service is excellent. Reviewed on: 15th January 2026

Well Zopa is a good credit card and staff are excell...

Well Zopa is a good credit card and staff are excellent Reviewed on: 15th January 2026

5 star excellent customer service

5 star excellent customer service Reviewed on: 15th January 2026

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