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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Great responsible Lender!

5
Great response Lender and help me when I needed. Thank you. Reviewed on: 14th January 2023

Easy/fast/ serious

5
I have a really good experience. No stress, no call from the company every day. Reviewed on: 14th January 2023

Great card

5
Great card, easy layout, keeping everything simple and easy to manage. I like the buffer option too. Reviewed on: 14th January 2023

Jestem bardzo zadowolony

5
Jest pod ręką kiedy jest potrzebna Reviewed on: 14th January 2023

Easy to use app

5
I've never had a bad experience with zopa always paid back what I owe. If only they would increase my limit they would get the full stars . Reviewed on: 14th January 2023

Great product

5
Helpful they gave me a chance to rebuild my credit when others wouldn't thank you zopa Reviewed on: 14th January 2023

Great card

5
Gives me what I need but could put my limit up I’ve been stuck on £500 since I’ve had the card over a year and never missed a single payment Reviewed on: 14th January 2023

Easy and Helpful

5
Easy app with great customer service. The best card for people who need it. Reviewed on: 14th January 2023

Great product

5
Excellent product and excellent service Reviewed on: 14th January 2023

Quick decision no fuss

5
Excellent service never had any issues all decisions easy to understand and the app is fantastic Reviewed on: 14th January 2023

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