Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company and app

Very easy to apply for card .App makes it easy to track your spending and when payment is due . Reviewed on: 15th January 2026

It’s just a really good card, nothing hidden!

It’s just a really good card, nothing hidden! Reviewed on: 15th January 2026

Fantastic card company.

Fantastic card company. Very helpful. Reviewed on: 15th January 2026

When I received zopa credit card using it without an...

When I received zopa credit card using it without any problem troubles free to use Reviewed on: 15th January 2026

Experience has always been very good.

Experience has always been very good. No complaints Reviewed on: 15th January 2026

Hhvery good experience and I was so happy that ZOP...

Had very good experience and I was so happy that ZOPA gave me a loan, I’m hoping once I paid loan back I will be able to get another one. Reviewed on: 15th January 2026

Excellent service provide

Excellent services provide. Good tools to made payments Reviewed on: 15th January 2026

Easy to use and happy since had the car

Easy to use and happy since had the car Reviewed on: 15th January 2026

Good never had any problems or issues

Good never had any problems or issues Reviewed on: 15th January 2026

It’s a fantastic card account offering great rates a...

It’s a fantastic card account offering great rates and repayments and offering great repayment loans Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.36 from 125 reviews
Credit Card
from Tymit 4.73 from 155 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5951 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub