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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy

I’ve had a few credit cards but Zopa was by far the easiest to use Reviewed on: 14th January 2023

Amazing experience

-low interest -good communication -very explaining Reviewed on: 14th January 2023

Service

Very good customer service. Well deserved Reviewed on: 14th January 2023

The number 1 credit card provider

Zopa issues me with a credit card and I have never missed a payment .They are a very good company and I tell all my friends about the fabulous service I have received Reviewed on: 14th January 2023

Most flexible credit card

One of the best credit cards, I've ever used Reviewed on: 14th January 2023

Helped when others would not

I can’t commend Zopa enough they helped me when no one else would. The app is easy to use and easy to keep a track of things Reviewed on: 14th January 2023

Fantastic

Really helpful app great love the notifications Reviewed on: 14th January 2023

Excellent service

Quick easy application. Would recommend to all. Reviewed on: 14th January 2023

Credit card

Zopa have helped me after financial problems zopa have helped by giving ne a credit card I have been able to build my credit back up Reviewed on: 14th January 2023

Great card and mobile app

Good app for keeping on top of your balance and payments are quick and easy to show and be available. Reviewed on: 14th January 2023

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