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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Really good, been so helpful!

Low interest rates, help me with making payments and balancing my money Reviewed on: 14th January 2023

Very nice card. Good company

The app is great. Better then some Reviewed on: 14th January 2023

Simple

It’s a good easy and simple card with an easy to work app Reviewed on: 14th January 2023

Nive

Good and very accommodating for others to build their credit scores Reviewed on: 14th January 2023

Great card

Easy to get,to instal the app…and to use Reviewed on: 14th January 2023

Best Card Ever

Zopa take a lot more than your credit score into consideration when looking at a application. Reviewed on: 14th January 2023

Great card provider

Managing my Zopa account is so easy. I get notifications when I’ve made a purchase and get notified instantly on how much credit is available. Reviewed on: 14th January 2023

Excellent

Excellent service and Good. Nice customer service, friendly Reviewed on: 14th January 2023

Great credit card and app

App is easy to use to teack spending and make patments. Simple process to apply. Reviewed on: 14th January 2023

Great customer service

Zopa support staff are always extremely helpful. I always get a friendly reminder email before my payment is due. They always say that they are here to help. Fantastic Reviewed on: 14th January 2023

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