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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy to deal with and easy to set up and to dea...

Very easy to deal with and easy to set up and to deal with them to thank you so much Reviewed on: 15th January 2026

It was good and easy I will recommend people to...

It was good and easy I will recommend people to use it Reviewed on: 15th January 2026

Been amazing always helped me out and always

Been amazing always helped me out and always Reviewed on: 15th January 2026

App very easy to use.

App very easy to use. Emails very informative and useful Reviewed on: 15th January 2026

Easy to use and good information when needed

Easy to use and good information when needed Reviewed on: 15th January 2026

Super and Briliant

Good and secure services also helpful for your what ever you need. Reviewed on: 15th January 2026

Great customer service, easy access via the app.

Great customer service, easy access via the app. Reviewed on: 15th January 2026

never had a real problem only small problem but cust...

never had a real problem only small problem but customer service sorted very quickly Reviewed on: 15th January 2026

credit builder

Good credit builder,easy to use,will recommend to family and frirnds Reviewed on: 15th January 2026

Fantastic credit card company

Had card for over a year, absolutely no worries with them Reviewed on: 15th January 2026

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