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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

All so easy to deal with great customer care and everting is dealt with efficiently Reviewed on: 15th January 2026

I have been well looked after by this company

I have been well looked after by this company Reviewed on: 15th January 2026

Always been helpful if any problems, good rates, fai...

Always been helpful if any problems, good rates, fair increase policy, good tools to use on app. Reviewed on: 15th January 2026

Zopa dupa

First class service.Easy to contact and probllem solving .Any enquiry treated as important as the next.cutomers are treated like adults and any enquiry explained in simple terms Reviewed on: 15th January 2026

Great and sufficient,easy to use and nice service

Great and sufficient,easy to use and nice service Reviewed on: 15th January 2026

Excellent customer Support

Excellent customer service and quick response Reviewed on: 15th January 2026

It's great accepted me when no one else would and up...

It's great accepted me when no one else would and upfront and straight forward Reviewed on: 15th January 2026

easy to apply and very simple to access via app whic...

easy to apply and very simple to access via app which has everything you may need and help available Reviewed on: 15th January 2026

Only been with Zopa for a few months but all interac...

Only been with Zopa for a few months but all interactions I have had with them have been first class with their customer service being excellent Reviewed on: 15th January 2026

Just wish my spending amount was slightly higher

Just wish my spending amount was slightly higher Reviewed on: 15th January 2026

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