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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good credit provider

First credit provider to give me good credit limit, despite my credit score. Reviewed on: 14th January 2023

Brilliant

Very easy to use very quick getting delivered definitely recommend Reviewed on: 14th January 2023

Great credit card

Hi just want to put this out there I never thought I would get a credit card but then Zopa came along it’s easy to use and has a great app and you can even pay though your bank app to make it easy to pay always let’s you know when statements are ready and even when you are near your credit limit Reviewed on: 14th January 2023

Good service

Excellent customer service and good product and good quality experience Reviewed on: 14th January 2023

Supere

E foarte usor de folosit.are multe posibilități Reviewed on: 14th January 2023

Beautiful Experience

The best Credit Card company in the UK Reviewed on: 14th January 2023

My credit card

A very useful card with excellent advice from Zopa to help with your finances Reviewed on: 14th January 2023

Easy to use

Very easy to use no hassle easy direct debit set up. Reviewed on: 14th January 2023

Great credit card.

I like how quickly payments reflect against my balance. Reviewed on: 14th January 2023

wyn review

Since having this product I have been able o repair my crerdit. Reviewed on: 14th January 2023

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