Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Superb

Excellent customer service, Easy to use with excellent information Reviewed on: 14th January 2023

Best credit card

Very easy to make payment on app Reviewed on: 14th January 2023

Good App and easy to use and make a payment.

Very friendly company to deal with and very helpful insights into your credit file and goals for the future Reviewed on: 14th January 2023

Excellent service

Quick easy to use credit card with regular updates on spending Reviewed on: 14th January 2023

Perfect

Totally recommend Zopa to anyone , easy to use app , regular updates ref products Reviewed on: 14th January 2023

Excellent customer service

A company that goes the extra mile in dealing with its customers . Everything conducted in an easy to understand and clear manner will definitely recommend this company Reviewed on: 14th January 2023

Highly recommended

Phenomenal services, was easy to get approved. Decent repayment rates. Reviewed on: 14th January 2023

Zopa visa all good

Zopa Visa card is all good. Shopping is easy both contactless and pin entry. Cash withdrawal is also easy. Reviewed on: 14th January 2023

Zopa the Best credit card

Zopa credit card the best credit card Reviewed on: 14th January 2023

Great credit card

Payments are instant on the credit card and no foreign transaction charges, perfect for holiday spending Reviewed on: 14th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.48 from 37 reviews
Cashback credit card
from Lloyds Bank 4.25 from 26 reviews
Platinum cashback credit card
from American Express 4.35 from 71 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub