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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best credit card in the world

Is a blessing to can have the opportunity to manage in how many months you want to pay , change it wherever you want is perfect Reviewed on: 14th January 2023

Helping Money move the Right Way

Zopa is a fantastic concept and ideal for people wanting to repair their credit rating, as well as providing customers peace of mind. Reviewed on: 14th January 2023

Credit card

Quickly submitted aplication and quicky received my credit card Reviewed on: 14th January 2023

Easy to use and manage

Very good credit card easy to use and mange credit limit just right for my needs Reviewed on: 14th January 2023

Honest finance

I had some negative factors on my credit file and was refused credit elsewhere. Zopa looked past my historic information and looked at my recent history from the last few years. They provided me a manageable credit limit. This was a lifeline at the time that has also helped me build my credit score. Reviewed on: 14th January 2023

Great card

Great card great company and always easy to deal with Reviewed on: 14th January 2023

Great was to improve credit score

Zopa is a great way to improve your credit score. The lintel given is just enough to make sure you don’t struggle and able to repay Reviewed on: 14th January 2023

Helpful credit card

Zopa credit card helped me when I needed it to help build my credit score and the interest rates are not to bad I would recommend this credit card to anyone Reviewed on: 14th January 2023

Amazing card and easy to use app.

setting up was quick and easy, app simple (but not basic) and easy to understand Reviewed on: 14th January 2023

Gets me laid

Winning and that's all that matters Reviewed on: 14th January 2023

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