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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service allround.

App is intuitive and useful, no problems getting help with any queries and great rates on credit. Reviewed on: 14th January 2023

Fantastic services and customer care

I forgot my pin and was able to resolve it within reasonable time Reviewed on: 14th January 2023

Good credit card

Clear and easy terms. Helpful and informative statements. Reviewed on: 14th January 2023

Excellent credit card

No hassle, no hidden fees, excellent credit card app, easy to understand all the norms. Reviewed on: 14th January 2023

Fantastic service

They offer the most outstanding service by far in the industry. Reviewed on: 14th January 2023

the best credit cards so far in UK

it makes life easy and better living ,also your money is protected,easy way to view your account ,online services plus alerts on your phone at any spending Reviewed on: 14th January 2023

First class service, would recommend.

Customer service was excellent. Reviewed on: 14th January 2023

Effectively straight forward

They are fast efficient straight up front and honest, exactly what it says on the tin Reviewed on: 14th January 2023

Amazing service and functionality

This card is the best for keeping track and repairing my credit the best Company and card going for poor credit Reviewed on: 14th January 2023

Assistance without profiteering

Gave me a credit card and loan at competitive rates and without charges for early repayment. Unlike my high st bank!! Reviewed on: 14th January 2023

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