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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing company

Always there when one needs that extra financial help! Reviewed on: 14th January 2023

If there was more stars I would have given more .

Excellent company , no more words needed !! Reviewed on: 14th January 2023

Stunning card

Very easy to use app keeps you on track best card ever Reviewed on: 14th January 2023

Best Banking Service I have used!

Zopa has a great app to use with a high end user interface which is very easy to use and navigate. Safe and secure banking with extra perks and features like budgeting tips, saving accounts, loans, car finance options and much more. So pleased I joined Zopa Reviewed on: 14th January 2023

Very useful apps

The apps is very easy to use and understand. Reviewed on: 14th January 2023

Highly recommended

I am very pleased with zopa. Excellent customer service.quick and prompt response.no mistakes,no hassle . Highly recommended. Elizabet C Reviewed on: 14th January 2023

Easy to apply

Got an answer within minutes of applying and the money almost straight after. Reviewed on: 14th January 2023

Best Credit card company

The company I really here to help you if u are struggling Reviewed on: 14th January 2023

Best approachable

Friendly company, instant trx and real time updates Reviewed on: 14th January 2023

Zopa a splendid product

When I applied for a Zopa credit card I didn’t really know what to expect, it was a new name to me at the time. I have since found that they provide a splendid service and the online phone app is second to none, I have also used my card recently on holiday in the Far East and have nothing but praise for the ease of use and regular updates of my account on my phone and tablet. I would sincerely recommend Zopa to anyone looking for a new credit card Reviewed on: 14th January 2023

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